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Tap and Go Crypto
Tap and Go Crypto™ is the world’s first multi-chain financial Super App, connecting stable-coins, banks, and real-world assets across continents through a unified routing engine and resilient mesh network enabling borderless payments for everyone, everywhere.
Our Global Mission
Tap and Go Crypto™ is building the world’s first multi-chain financial infrastructure Super App, designed to merge payments, real assets, and digital banking into one borderless ecosystem. ‘
We bridge continents — from Africa to Asia, Latin America to the U.S. — building resilient payment rails that empower banks, merchants, and users everywhere. Our mission is to make financial services accessible to everyone, regardless of location or connectivity.
The world is our network.
Why Tap & Go Crypto™
Multi-Chain Smart Routing
XRPL, XDC, XLM, and EVM chains deliver the fastest global settlement paths. Our intelligent routing system analyzes real-time liquidity and costs to select optimal pathways for every transaction.
Offline Resilience
USSD, NFC, and Bluetooth enable payments in low-connectivity regions worldwide. Our mesh protocol ensures transactions continue even when internet access is limited or unavailable.
Real-World Off-Ramps
Settle instantly to banks, mobile money, or debit cards anywhere. Convert crypto to local currency seamlessly across 50+ countries with competitive rates and minimal friction.
All-in-One Financial Super App
Payments, remittances, trading, and asset management unified into one seamless experience.
One Tap. Global Settlement.
Tap and Go simplifies blockchain complexity into one seamless user experience fast, low-cost, and interoperable across borders.
How It Works
01
Wallet Holdings
User wallet holds TG Coin, USDC, or native assets across multiple chains
02
Swap & Convert
Seamless conversion via integrated DEX with best-rate aggregation
03
Smart Routing
AI-powered engine chooses the cheapest, fastest chain for settlement
04
Fiat Bridge
Direct connection to banks and mobile money networks worldwide
05
Instant Payout
Merchant receives funds or user redeems to debit card in local currency

Multi-currency support: USD, EUR, NGN, KES, AED, BRL, and 40+ more currencies
The Engine Behind Instant Payments
The T&G Smart Routing Engine finds the most efficient liquidity path across chains and corridors in real time — ensuring every transaction moves at lightning speed with minimal cost. Our proprietary algorithm analyzes over 200 data points per second to optimize routing decisions.
XRPL
Lightning-fast settlement for instant cross-border transfers
XDC Network
Trade finance and enterprise-grade transactions
Stellar (XLM)
Low-cost remittances and micro-payments worldwide
Payments That Survive Outages
Mesh Protocol: Always Connected
Our revolutionary offline mesh protocol uses USSD, NFC, and Bluetooth to queue transactions securely even in the most challenging connectivity environments.
Once any node reconnects to the network, payments sync automatically across the entire mesh — no internet required during the transaction. This innovation ensures uninterrupted access in every region. Every queued payment is cryptographically secured and validated upon reconnection.
Resilience by design. When traditional infrastructure fails, Tap & Go keeps working.
USSD Protocol
Works on any phone, even basic feature phones without data plans
NFC Payments
Tap-to-pay functionality for instant offline transactions
Bluetooth Mesh
Peer-to-peer transaction relay across nearby devices
Tokenize, Trade & Settle Real Assets Globally
Tap and Go bridges traditional wealth with Web3 technology. Gold, land, oil, and other commodities are digitized through T&G's verified custodian partners across Africa, LATAM, and the Middle East unlocking on-chain liquidity backed by tangible value. Our platform democratizes access to traditionally illiquid asset classes.
Secure Custody
Assets stored in regulated vaults with full insurance and third-party auditing
Verified Tokenization
Every token backed 1:1 by verified physical assets with transparent proof of reserves
Global Trading
Trade tokenized assets 24/7 with instant settlement and fractional ownership
Custodian Layer: Secure. Audited. Transparent.
Assets move seamlessly from vault → custodian layer → investor wallet. Users can send, trade, or redeem collateral with full traceability on-chain. Every transaction is recorded immutably, and quarterly audits ensure 100% reserve backing.

Every token is backed by verified real assets with publicly available proof of reserves
The TNG Marketplace
Where Real Assets Meet DeFi
Access a diverse portfolio of tokenized real-world assets through our integrated marketplace. Each asset class offers unique opportunities for diversification, yield generation, and portfolio stability.
TNG-Gold
Physical gold tokenized and stored in secure vaults. Hedge against inflation with fractional ownership starting at $10.
TNG-Oil
Crude oil futures and reserves tokenized for global trading. Exposure to energy markets without storage complexity.
TNG-REIT
Commodities trading backed by verified petroleum reserves
TNG-Commodities
Agricultural products, metals, and raw materials from Africa and Latin America
TNG-Carbon
Verified carbon credits supporting renewable energy and reforestation projects
T&G Coin (TGC) — Utility for a Global Network
The T&G Coin (TGC) fuels every transaction across the Tap & Go ecosystem, rewarding participation and powering sustainable growth.
Network Utility Token
TGC powers the entire Tap & Go ecosystem, providing holders with exclusive benefits, governance rights, and economic incentives aligned with network growth.
Fee Discounts
Pay network fees in TGC for up to 50% discount on transaction costs
Staking Rewards
Stake for higher merchant limits and faster settlements plus earn yield
Governance Power
Participate in protocol governance and corridor approval decisions
Token Distribution
Fair distribution ensures long-term alignment between all stakeholders with 4-year vesting for team allocation.
Be First to Tap & Go
1
Phase 1: MVP Engine
Wallet, routing, and off-ramps across initial corridors
2
Phase 2: Expansion
New corridors, AI credit scoring, and enhanced merchant tools
3
Phase 3: Global Scale
Worldwide deployment with compliance automation and institutional rails
4
Phase 4: Super App Expansion
Integrate DeFi, identity, and AI-driven finance into one global Super App.
Tap & Go Beta 2026 — Connecting Continents
Beginning in Liberia, our beta program will expand to Ghana, UAE, Latin America, and Southeast Asia throughout 2026. Early participants gain priority access to premium features and exclusive partnership opportunities.
50+
Countries
Global coverage at launch
40+
Currencies
Multi-currency support
5
Blockchains
Multi-chain infrastructure
Built for Regulators & Banks
Secure. Transparent. Compliant.
Tap & Go Crypto™ meets global standards for financial compliance and data protection - built to integrate seamlessly with regulators and banking partners worldwide.
© Tap & Go Crypto Inc. | Global FinTech Infrastructure